Because ID Theft is becoming the number one crime in this country and is actually pulled off by persons in other countries, especially Russia, China, and many different countries in Africa, I have created this page to help my friends and family find information on protecting yourself.  To protect yourself, there are several things that you can easily do without paying some company to protect you.  Even if you have paid for protection, you should do many of these items just as additional insurance against ID Theft.  
             
  Do not sign the back of your credit cards, Instead put PHOTO ID REQUIRED - if your credit card gets stolen, the store will try to verify your signature on the back, when they read that a photo is required, they will ask for one.  Chances are good the perpetrator will leave the card and leave the store quickly.  
             
  When you are writing checks to pay on your credit card accounts, DO NOT put the complete account number on the 'For' line of the check - Instead, just put the last four numbers. The credit card company knows the rest of the number, and anyone who might be handling your check as it passes through all the check processing channels won't have access to it.  
             
  Put your work phone # on your checks instead of your home phone - If you have a PO Box use that instead of your home address. If you do not have a PO Box, use your work address. Never have your SS# printed on your checks. (DUH!) You can add it if it is necessary. But if you have It printed, anyone can get it.  
             
  Place the contents of your wallet on a photocopy machine - Do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place.  You should also carry a photocopy of your passport when traveling either here or abroad.  
             
  Cancel your credit cards - The key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can easily find them.  
             
  File a police report - immediately in the jurisdiction where your credit cards, etc., were stolen. This proves to credit providers you were diligent, and this is a first step toward an investigation (if there ever is one).  
             
  Call the 3 national credit reporting organizations - immediately to place a fraud alert on your name and also call the Social Security fraud line number. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the internet in my name  
  Equifax: 1-800-525-6285      

 
  Experian: (formerly TRW): 1-888-397-3742        
  Trans Union: 1-800-680 7289        
  Social Security Administration (fraud line): 1-800-269-0271    
           
           
  The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorize new credit checks  
             
  Shred - any and all documents you receive in the mail, anything you don't need to keep.  Even if it doesn't have your name on it, it still has your address.  The best shredder to use is a cross cut which cuts in little pieces instead of long strips, strips can be put back together and allow the person to read them, where the small pieces are almost impossible to put back together.  When you purchase a shredder, make sure it can shred old credit cards, don't just cut them up, shredder is better.  Shred old check stubs, Shred, Shred, Shred!  
             
  Don't leave your mail in the mailbox for extended periods - if you don't have a locking mailbox, collect the mail as soon as it is delivered, or as soon as you can afterwards.  If you have a locking mailbox, remember, thieves can break into anything.  
             
             
   

A Real Telephone Scam

     
             
            This Scam has been going on for a long time according to Snoops.com, however recently I received information from my nephew that his wife was called with the same scam not too long ago.  Of course she did not give out any information, but a charge was attempted on their account.  The scam is setup to get the PIN number off the back of your credit card, and the scammers have all of the information they need except that number.  Never give out that number over the phone, the credit card company will not ask for it, especially if they call you.  Read the full article on Snoops, click below;  
 

 
            Read the whole thing, even Snoops take on the scam potential at the bottom.  They use several items to verify if a story is true or not.  In this case they have not only listed it as true, but also say that everyone with a credit card is a potential victim.  Remember NEVER give any personal information over the phone, especially if you didn't make the call!  
             
 

A Part Time Job Posting

 
             
            Looking for a job?  The scam featured HERE looks like a job posting, but is lacking some items that you usually find in a professional job posting.  One real giveaway is the email address where you are supposed to contact the employer's HR department, the company name is incorrect, and it's a gmail account.  I reported this to gmail but I won't be notified of the outcome.  Check it out and let me know if you get a similar email...  
             
             
             
         

 
           
 

For More information on protecting yourself from Identity Theft, check out the extensive information available on this Web Site.  You can also download a 62 page e-book about the subject.                                              Check it out here!

   
           
           
           
           
         

www.identity-theft-faq.com